Commonly Asked Questions
Is this a law firm?
Yes, JLB Legal is a law firm. We are the law firm representing ZipClaims's clients.
How is it free?
JLB Legal charges ZipClaims ("ZC"), which is a third-party payer. ZC is a related company that charges insurance carriers, companies and self-insured's and others a SaaS licensing fee and access fee to access the software platform and its users. Visit www.ZipClaims.com for more information.
How does the firm make money?
The law firm also earns revenue by charging co-counsel fees when it refers more complex cases to other attorneys.
Will a lawsuit be filed?
No. The goal is to try and settle the matter without litigation! However we will file a lawsuit if we need to in order to preserve your statute of limitations.
Will you take my case?
Hopefully! But the truth is that not all claims will qualify. Restrictions apply. To find our if your claim qualifies, we need some information and details.
What happens if my case does not settle?
Cases that do not settle can proceed to litigation. We can introduce you to co-counsel who can help you, or you may select your own attorney.
If my case is referred to co-counsel is it still "free"?
No. When a case is referred to co-counsel for litigation you will have to sign their retainer agreement which will be their standard contingency agreement. Your case will no longer be eligible to "settle for free."
Why does my case have to settle within 90 days?
The purpose of the 90-day period is to incentivize everyone to try and resolve the matter timely. There's no reason most claims can't be resolved within 90 days.
The 90-day period only begins once we send a Demand Letter and your claim is "accepted" on the platform. Users have 7 days to accept or reject your claim and, once accepted, another 90 days from there to settle it.
It may take several weeks before we have all the information needed to send the demand letter.
Do I have to settle?
No. Participation is voluntary and you never have to accept a settlement offer unless you want to. However, once you do sign a settlement agreement it is binding.
What are the fees?
If your claim settles within the 90 day period, you will pay $0 attorneys fees. This means if your settlement check is for $100,000 you will receive $100,000 less costs.
Costs associated with your claim may be deducted from your settlement. Costs may include items such as filing fees, shipping, mediators, experts, stenographers or others. Medical bills, ambulance bills and other medical-related bills and liens will also be paid from your settlement.
Who does my attorney represent?
Our attorneys have a fiduciary duty to you, the client. The attorney represents you, and only you. We do not represent the insurance companies at all. They have their own attorneys.
Is this mediation?
No, this is a form of "alternative dispute resolution" and the goal is to settle your claim before it beocomes a case.